Cuba Currency Guide: Cash, Cards, CUP and Exchange Tips

Paying in Cuba requires preparation because cash, card acceptance and exchange conditions can vary by location. Travellers should arrive with more than one payment option and avoid relying on a single card or exchange method.

What currency is used in Cuba?

The official currency is the Cuban peso (CUP). Travellers may also encounter prices or payments requested in foreign currency depending on the service, business and location.

Bring a cash backup

Bring clean, undamaged banknotes in a currency that is practical for your trip. Divide cash between secure locations and keep a small amount accessible for transport, tips and immediate expenses.

Credit and debit cards

Card acceptance is not universal. Some cards may not work because of the issuing bank, payment network, terminal availability or connectivity problems. Confirm compatibility with your bank before departure and carry a backup.

Where to exchange money

Use authorized exchange points and ask for the rate before completing a transaction. Count the money carefully and keep receipts when available. Avoid exchanging more CUP than you expect to spend because converting unused pesos back may be difficult.

Hotels, restaurants and taxis

Payment practices can differ between resorts, private restaurants, taxis and shops. Ask which currency and payment method are accepted before ordering or starting a ride.

ATMs and connectivity

ATMs may be unavailable, out of cash or affected by power and internet disruptions. Do not treat an ATM as your only source of funds.

Money safety checklist

• Carry more than one payment method.
• Keep emergency cash separate.
• Check bank restrictions before flying.
• Confirm the price and currency before paying.
• Count change immediately.
• Keep small bills for routine expenses.

Sending money to Cuba

Transfers for relatives or longer stays involve different services, fees and delivery methods.

Compare ways to send money to Cuba from Canada.

Related Cuba travel guides

• Cuba entry requirements
• Internet in Cuba
• Varadero hotels map