Traveling in 2024 is not as easy as it used to be....
So what insurance coverage should I buy? The answers are as varied as the types of travelers. Your needs (solo, couple or family travel), the dates of your trip (hurricane season or not - officially from June 1st to November 30th)
The subject is really more complex than I thought and I strongly recommend that you consult a travel specialist.
Check carefully what your package provider's coverage does or does not cover (hospitalization costs on site, additional hotel stay costs and/or to book a flight other than the one planned for your return, etc.)
Finally, packagers offer more flexibility for cancellation insurance. Yes, we pay for this service but it gives us a lot of "inner peace". ;-) For my part, I prefer to buy such protection if I know that I can cancel or postpone my trip with a few days or hours' notice. We talk a lot about Covid at the moment, but there are also tropical storms and hurricanes... Yes, a carrier will cancel its flights in the event of imminent danger, but do you want to find yourself a week later on a site that is "officially reopened" but whose facilities have been seriously damaged and for which several services will not be available?
An official site that might interest you is this one:
And this article might also interest you:
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