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Writer's pictureMichel Lafontaine

💵💴Again, money 💷💶

😅

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Let's clarify the difference and advantages of USD 🇺🇸 and CAD 🇨🇦 for people who are less familiar with exchanging money or even calculations.

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Let's start with today's rate here, in our local banks, the exchange rate today March 7, 2024 is:


So: $100.00 🇺🇸

costs us: $135.59 🇨🇦

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So applying the parallel market exchange rate to Cuba:



According to the figures in the image we will establish that we had a good exchange on the parallel market of:

190 pesos 🇨🇺 for $1🇨🇦

And

300 pesos 🇨🇺 for $1 🇺🇸

So for:

$100 🇨🇦 = 19000

$100 🇺🇸 = 30000

*And if I bought $100🇺🇸 from my bank, it cost me $135 ok?

To show you that even having paid the exchange rate to our bank here it is advantageous look at:

For:

$135 🇨🇦 = 25600 🇨🇺

$100 🇺🇸 = 30000 🇨🇺

➡️ Difference + 4350 🇨🇺 ✅

⚠️ Here the example was on $100 but imagine a family of 4 or those who stay 2, 3 weeks, 1 month or even more, who go out to the city's restaurants, it's a whole saving that you make this way !

In addition by going to the bank, at the same time you can change $50/$75 dollars into $1 US in paper for tips, it's much easier for them than having to hassle tourists to change $1 and $2 in change of Canada which are of no use to them…

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If we apply this to an invoice, look at the example here:



Look at this invoice, it says:

4576 UPC 🇨🇺

35.20 US 🇺🇸

48.17 CAD 🇨🇦

Let's say that with your exchange at 190 pesos 🇨🇺 for $1 🇨🇦 your meal will have cost you $24.07 instead of $48.17

Even better if you had exchanged from the US, your lunch of $35.20 would cost you $15.25 to 300 for $1 🇺🇸

Just the difference from earlier on the exchange + 4350 almost pays for your meal (4576) right here! 😉

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The difference there means that we have more for US than Canadian.

What confuses people is that normally it's not like that, but currently Cubans want US and they give a lot to get it...

🤷🏻♂️

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